See every debt, one plan, and your debt-free date - with reminders and milestones that keep you going. No bank linking required.
Freedom Progress
Capital One
APR 24.9% - Min $89
Three steps between you and a plan you'll actually stick to. No spreadsheets, no bank logins, no judgment.
Just a balance, APR, and minimum payment for each debt. You type the numbers - no bank login, ever.
Student Loan
APR 6.8% · Min $120
$4,628
Fastest wins, most interest saved, or the best of both. DebtFreeMe orders your debts and shows your estimated debt-free date.
Debt free by
Sept 2028Mark down every payment. Reminders keep your streak alive, and milestones celebrate the wins you earn.
Halfway There
Milestone unlocked
Slide any extra amount and watch interest saved, months saved, and your payoff date update live.
Example: $75/month extra on a $21,000 balance at 22% APR. Every projection is an estimate based on the numbers you enter - never a guarantee.
Eliminate debts quickly for momentum and motivation. Small wins first.
Minimize total interest paid over the life of your debts. Highest APR first.
Targets the debts costing you the most each month. Recommended for most people.
Everything you need to get started.
For bigger journeys and deeper planning.
Pro is not for sale yet - we'll let you know in the app when it ships.
A planning tool, not a bank. It never moves money - it just gets you to zero, faster.
Get Started Free